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TERMS & CONDITIONS

You should read these terms and conditions and the information carefully before you continue. By accessing and using the InPact Partners SA website (the “Site”), you expressly agree that you have read, understood and agree to be bound by these terms and conditions and the legal information contained below. If you do not agree to these terms and conditions, you should exit the Site now.

Preamble

This Site is operated and owned by InPact Partners SA. InPact Partners SA (the “Group”) includes two companies. InPact Switzerland SA, a company incorporated in Switzerland with its registered office at 3 Quai du Mont-Blanc, 1201 Geneva, Switzerland and is a member of the Swiss Association of Asset Managers, a Self-Regulating Body approved by the Swiss Financial Market Supervisory Authority (FINMA). InPact Advisory (Europe) SAS, a company incorporated in France with its registered office at 40 Rue François 1er, 75008 Paris, France and is listed in France as Financial Investment Advisor (CIF) under the ORIAS number 19005470, member of CNCIF (Chambre Nationale des Conseillers en Investissements Financiers), a financial investment advisers association authorized by AMF (Autorité des Marchés Financiers).

Local restrictions

The information and services provided on this Site are not provided to and should not be used by any person in any jurisdiction where (by reason of that person’s nationality, place of residence or domicile, or for any other reason) the provision or use thereof or the access to this Site would constitute a violation of the existing laws and regulations. Any person in respect of whom such interdictions apply must not access or use the Site. It is your responsibility to ensure that you are authorised to access it

This Site contains information relating to financial instruments registered and managed in different jurisdictions. Some products and services described on the Site may not be available or may be prohibited in certain jurisdictions (by reason of a person’s nationality, place of residence or domicile, or for any other reason). You should consult for information concerning any restrictions applicable to you regarding the sale of such products and services.

No offer

Nothing on this Site should be construed as a solicitation or offer, or recommendation, to buy or sell any investment instrument or carry out any other transaction. Any investment decision must be based on an analysis of the risks (including any legal, regulatory, tax or other consequence) related to the investment as well as on the relevant and specific advice of an independent professional. Nothing contained on this Site constitutes investment, legal, tax or other advice and is not to be relied upon in making an investment or other decision.

No liability

The information and opinions disseminated on the Site are provided by InPact Partners SA based on public information, data developed internally as well as other reputedly reliable sources. Although we make reasonable efforts to keep all information accurate and up-to-date, InPact Partners SA or its affiliates, or any of their directors, employees, contractors, service providers or agents are not responsible and accept no liability for any inaccuracies, errors, omissions or changes in the content of this Site or for the results of its use.

In no event will InPact Partners SA or its affiliates, or any of their officers, directors, employees, contractors, service providers or agents be liable for any incidental, special or consequential damages howsoever caused arising out of the use of the Site, its content, or the inability to use the Site.

This disclaimer of liability applies to any and all damages or injury, including those caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft, destruction, or unauthorized access, whether for breach of contract, tortious behavior, negligence or under any other cause of action.

References or links to other websites are merely suggestions for additional sources of information. Navigation to such links is undertaken at your own risk. InPact Partners SA does not have any control over, nor assumes any responsibility or liability of any kind for the content and any potential damage during visits to such external sources.

Investment Risk

Certain investments carry a higher degree of risk than others and are, therefore, unsuitable for some investors. The value of investments, and the income from them, can go down as well as up, and you may not recover the amount of your initial investment. Past performance is no guarantee or indicator of future results. An investment may increase or decrease depending inter alia on market fluctuations and exchange rates or any other expected or unexpected variations.

Prior to making any investment decision, the investor should fully understand the economic risks and merits, as well as the legal, tax and accounting characteristics and consequences of the transaction, and make his own determination that the investment is consistent with his objectives and that he is able to assume the risk. Prior to entering into any transaction, investors are advised to engage their own legal, tax and accounting professionals where they deem necessary. Any decisions taken regarding investments are based exclusively on the assessment of the investor.

Copyright

All materials, including photographs, designs, data and publications that are part of this Site are protected by copyright and/or other intellectual property rights and all rights remain reserved to the rights owner. The total or partial reproduction, distribution or retransmission of the material contained in the Site through whatever process without the prior express authorisation of InPact Partners SA is prohibited.

Privacy Policy

InPact Partners SA observes the provisions of the Swiss Data Protection Law when processing personal data. Users are informed that the personal data they share with the Group is used to provide the services to which they have enrolled or subscribed, and we do not use this data for any other purpose. To provide users with these services, we may share this data with third parties, including affiliated companies and third-party service providers, providing data processing, data storage, marketing, statistics or administrative services within Switzerland, European Union member states, and other foreign jurisdictions, including in jurisdictions whose legislation may not provide the same level of data protection as in Switzerland. The Group has implemented a Privacy Policy to ensure compliance with applicable data protection laws and provide an adequate level of protection in relation thereto.

Emails

In using this Site you expressly agree that, notwithstanding all precautions in place, the Internet network does not constitute a fully secure means of communication of information and that you use the Internet at your sole and own risk to the exclusion of any liability to us, inter alia in case of interception by third parties of any of the information you provided on this Site.

Please note that email communication is neither safe nor confidential and may be subject to technical or operational interferences. InPact Partners SA cannot guarantee a timely reaction to instructions received via email and does not assume any liability due to email communication.

Amendment of terms and conditions

The Group reserves the right to change these terms and conditions at any time. Such changes are shown on the Site. By viewing and using the Site, you expressly agree to all such new terms and conditions.

Severability

Should any provision or part thereof of these terms and conditions be held to be illegal, invalid or unenforceable under any present or future laws or by any court of competent jurisdiction, it shall in no way cause the invalidation, cancellation or unenforceability of any other provision of these terms and conditions. The illegal, invalid or unenforceable provision or part thereof shall be modified to the minimum extent necessary to make such provision legal, valid or enforceable, as the case may be.

Jurisdiction

This Site, and all matters arising from it, shall be governed by and construed in accordance with Swiss substantive law. The courts in Geneva, Switzerland, shall have exclusive jurisdiction for any dispute arising out of, or in the context of, your use of this Site, subject to compulsory jurisdiction provided by applicable Swiss legislation and international conventions ratified by Switzerland.